Grind the oatmeal in your blender. (I used the Magic Bullet thingy and it worked great!)
Mix together the oatmeal, wheat germ, flour, salt, yeast, and water in a large bowl. Knead on your breadboard with some flour. Then put it back in your large bowl. Mine was quite moist, batter-like even so I added some extra flour. Cover the bowl with a tea towel and go to bed.
The next morning, punch the dough down and divide it into two bread pans that you've buttered a bit. Cover with the tea towel again.
After work, heat the oven to 400, brush the tops of the bread with a bit of milk, then pop them into the oven for 40 minutes. Turn once halfway through baking.